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Whole-of-market mortgage advice

The right mortgage, without the guesswork

Rivergate Mortgages helps first-time buyers, home movers, remortgagers, and landlords across Reading and the Thames Valley find the right deal. Independent, whole-of-market advice, with a real adviser who answers day or night.

Today's example rates
2-year fixed
60% LTV · purchase
4.19%
5-year fixed
75% LTV · remortgage
4.05%
Buy-to-let
65% LTV · 2-year fixed
4.64%

Illustrative rates for demonstration only. Your actual rate depends on your circumstances. Your home may be repossessed if you do not keep up repayments.

90+
Lenders on panel
24/7
Adviser available
£0
Initial consultation
Reading
& the Thames Valley
What we help with

Advice for every stage of the journey

Whether you're buying your first home or expanding a portfolio, we find and manage the right mortgage for you.

First-time buyers

Clear guidance from deposit to keys, with lenders who welcome first-time buyers and low-deposit options.

Home movers

Porting, upsizing, or a fresh deal on your next home, timed around your sale and purchase.

Remortgaging

Coming to the end of a fixed rate? We review the whole market so you never slip onto the standard rate.

Buy-to-let

Portfolio and single-property landlord mortgages, including limited-company and HMO lending.

Self-employed

One or two years' accounts? We know the lenders who understand self-employed and contractor income.

Protection & insurance

Life cover, income protection, and buildings insurance arranged alongside your mortgage.

How it works

Simple, from first message to completion

1

Tell us what you need

Message us any time. Our adviser captures your details and what you're looking for, day or night.

2

We search the market

We compare deals across 90+ lenders to find options that fit your situation and goals.

3

Review together

A qualified adviser talks you through the shortlist and recommends the right way forward.

4

We handle the rest

We manage the application and keep you updated at every stage through to completion.

Free initial consultation

Let's find your mortgage

Ask a question, check your options, or book a call with an adviser. No obligation, no cost to get started.

Talk to an adviser